Spending Accounts are funds given to users by a managing entity and are managed as part of a user's account. These funds are generally used as "corporate dollars", "rewards dollars", or "gift cards". They can be used to pay for all of or part of an order with parameters that control account expiration, balance available, balance renewal, user access and overdraft. Multiple spending accounts can be assigned to a member of an organization and applied to all transactions, but only one can be used as a payment method. When multiple Spending Accounts are used on a transaction each is deducted individually.